Certificates of Deposit (CDs)

CDs are secure investment vehicles that offer a guaranteed return. Progress Bank offers a variety of rates and terms, from 7 days to 60 months, with higher rates on longer terms, so you can adapt the features to match your financial goals.

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12 month CD Special features:

  • 4.50% APY*
  • 12 month term
  • Low minimum opening deposit of $2,500

Ready to talk about your savings options or for more information, please contact your local banker.

*Fees could reduce earnings on the account. Interest rates and annual percentage yields are current as of 3/27/‌23. Early withdrawal penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. We use the “daily balance method” to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. You will have ten (1‌0) days after the maturity date to withdraw funds without penalty. Each renewal item will be the same as the original term, beginning on the maturity date. Interest will be calculated on the same basis as during the original term. The interest rate and APY for each renewal term will be determined by us on or before the renewal date and will be paid until the new maturity date. On accounts with terms longer than one month, we will remind you in advance of the renewal and tell you when the rate will be known for the renewal period. Public funds and brokered deposits are ineligible for CD/IRA Specials. Progress Bank is a division of United Community Bank. NMLS# 421841.


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