Home Equity Line of Credit 2.02% APR for 12 months*

Take advantage of a HELOC to:

  • Make home improvements
  • Consolidate debt
  • Finance major purchases
  • Pay for college and other recurring expenses
  • Potential tax benefits

Features include:

  • 2.02% APR for 12 months
  • Receive up to $500 in closing costs
  • Initial draw of $20,000



*1.99% interest rate and 2.02% APR (annual percentage rate) is fixed for 12 months. At the end of 12 months, interest rate and APR are variable based on Wall Street Journal (WSJ) Prime Rate plus a margin up to 1%. WSJ Prime is a variable rate; as it changes the APR on your account will also change. WSJ Prime as of 1.29.2014 is 3.25%. APR based on 3.25% interest rate is 3.30%. APR maximum is 18.00%. Closing cost may range from $300 to $1,500. Bank pays closing cost up to $500, subject to initial draw of $20,000 and maintaining outstanding balance of not less than $20,000 for first 365 days. Requires new or existing Checking account. Offer is subject to credit approval. Not available for current Home Equity Line of Credit customers. Consult your tax advisor regarding deductibility of interest. $50 non-activity charge for $0 balance with no activity for 12 consecutive months. Property insurance is required, if applicable. This offer expires 12.31.2014.