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BENEFITS VALUE  CHECKING REWARDS CHECKING PREFERRED
CHECKING
No minimum balance required      
UNLIMITED free ATM use Worldwide*      
UNLIMITED check writing      
FREE Progress Bank ATM/CheckCard with Rewards Points      
FREE Online Banking and Bill Pay      
FREE E-statements      
Earns interest      
Overdraft protection available      
HOW TO AVOID CHARGES Full-time student to age 26 OR age 62+ OR $100 average monthly balance OR $1,000 combined business and personal account average monthly balance per statement cycle to avoid the $3 low balance charge Rewards Package $5 per month Minimum ledger balance of $500 or average ledger balance of $1,000 or combined business and personal account balance of $5,000 required to avoid $8 monthly charge

*Foreign currency exchange charges at customer’s expense